Terms of Service

Last updated: August 2026

By using hrkoeppel.com, you agree to these terms. If you do not agree, please do not use this site.

Use of This Site

This site is provided for informational purposes. Its content reflects the views and experience of Harvey R. Koeppel and does not constitute professional, legal, financial, or other formal advice, and no outcome or result is guaranteed.

Intellectual Property

The content on this site, including the book, the Guidebook, and related materials, is the property of Harvey R. Koeppel and Pictographics, Inc., and may not be reproduced or distributed without permission.

Third-Party Links

This site links to third-party services, including Amazon and a private community platform. We are not responsible for the content, policies, or practices of those third parties.

No Warranties

This site and its content are provided as is, without warranties of any kind, express or implied.

Limitation of Liability

To the fullest extent permitted by law, Harvey R. Koeppel and Pictographics, Inc. are not liable for any damages arising from your use of this site.

Changes to These Terms

We may update these terms from time to time. The date at the top of this page reflects the most recent revision.

Contact

Questions about these terms can be sent to hrkoeppel@gmail.com.